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Personal Loans

Your personal loan solution is closer than you think.

With competitive rates, regularly scheduled payments and a fixed payoff date, a personal loan from us could be the smart answer for your financial goals.
 

Vehicle Loans

Drive a smart financial solution with a fixed, competitive-rate car loan, RV Loan or Boat Loan.
 

Home Equity Lines of Credit

A Collegiate Peaks Bank Home Equity Line of Credit allows qualified borrowers to establish a line of credit against the equity in their home. 
 
For example: If you establish a $15,000 home equity line of credit, you can advance the money to a  Collegiate Peaks account. If you transfer $2,500, you only pay interest on that amount. You still have $12,500 available to use. Pay down your line and use these funds over and over again.

Put the power of the equity that is already under your roof to work for you with a Home Equity Line of Credit. The resources are there when you need them, but you don’t make payments until you borrow the money.

A Collegiate Peaks Bank Home Equity Line of Credit is an agreement that allows the borrower(s) to use  the equity in their home as collateral. Home Equity lines are  popular methods for consumers to finance home improvements, invest in additional property, purchase vehicles or even consolidate debt.

Borrowers access the revolving line of credit via Online Banking or the ability to advance it to a Collegiate Peaks account. Generally these loans and lines are the second mortgage on your residence, but can be a first mortgage, or possibly a mortgage on a second home or investment property.

Home Equity Lines of Credit are available with a fixed rate or a variable interest rate. Pricing for these lines varies by customer depending on the credit quality, the term of the line, and the line amount compared to the value of the home. For your convenience, we suggest the payments be automatically deducted from a Collegiate Peaks Bank checking or savings account each month.
 
 
 
 
 
 
 
 
Come visit a branch today to talk to one our lenders.