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Personal Savings

With rising rates, it's important to make sure you're getting the return you deserve while still maintaining flexibility with your funds. Collegiate Peaks Bank offers a variety of different options to fit within your savings plan. 

CD Rate Special!  4-month CD at 5% with an Annual Percentage Yield (APY) 5.08%**

These CDs or IRA CDs are perfect for people who want a higher rate of return but don’t want to tie their money up for an extended period of time. 
 
  • 4-month CD at 5% with an Annual Percentage Yield (APY) 5.08%**
  • 7-month CD at 4.75% with an Annual Percentage Yield (APY) 4.80%**
  • 13-month Bump-Up CD at 4.55% with an Annual Percentage Yield of 4.56%**

**$500 minimum to open. APY is available as of 5/25/2023. APY assumes deposit will remain deposited for the entire term. Limited time offer. Interest paid at maturity. Annual Percentage Yield is fixed for the term of the CD. Early withdrawal penalties may be imposed and could reduce earnings. Rules and regulations apply.

At the end of the term, funds can be withdrawn or the CD can be renewed. If renewed, the special-rate 4-month CD will be renewed to a regular 3-month CD, the 7-month CD will be renewed to a regular 6-month CD, and the 13-month CD will be renewed to a regular 12-month CD. 

Insured Cash Sweep Account (ICS)

With an Insured Cash Sweep Account, you can access multi-million dollar FDIC protection with a single bank relationship. 

  • Competitive rates
  • Peace of mind with multi-million dollar protection
  • Flexibility with unlimited daily liquidity
  • Protection for your financial dreams

 

Personal Savings 

Realize your savings goals with a personal account that offers a competitive interest rate on your balance.

Money Market Accounts

Looking for more from your savings? Get more with a money market account

Certificates of Deposit 

Accounts available with competitive interest rates and a variety of terms to meet your needs.

Health Savings Account

Enables you to pay for qualified current health expenses and save for future medical expenses.

Want to compare these accounts side by side?

Savings Account Comparison

Account Details 

Personal Savings Account

  • No opening deposit required
  • Maintain a $100 minimum balance to avoid low monthly service charge of $2
  • Enjoy unlimited deposits, in-lobby withdrawals and ATM access
  • Withdrawals made by electronic transfer or check are limited to 6 per month
  • Your personal savings account may be insured by the FDIC
  • Have a friend or family member under the age of 18? We offer a FREE savings account for them as well.
  • Link your Personal Savings account to your checking account to cover your overdrafts. We'll transfer from your designated Personal Savings account to avoid any overdraft fees for only $2 per transfer. Sweeps from savings accounts to cover an overdraft are included in the 6 transactions per month.
  • Interest rates may change after opening of account
  • Fees may reduce earnings on individual accounts
  • Fee Schedule 

Money Market Account

  • No opening deposit required
  • Maintain a $2,500 minimum balance to avoid low monthly service charge of $10
  • Enjoy unlimited deposits, in-lobby withdrawals and ATM access
  • Withdrawals made by electronic transfer or check are limited to 6 per month
  • Your money market savings account may be insured by the FDIC
  • Earn a higher return from larger balances with tiered interest rates
  • Interest rates may change after opening of account
  • Fees may reduce earnings
  • Fee Schedule 

Certificates of Deposit 

  • $500 minimum opening deposit
  • Your Certificate of Deposit may be insured by the FDIC
  • Earn a higher return for larger balances
  • Interest rates may change at renewal
  • Penalties may apply for early disclosure

Health Savings Account 

  • No opening deposit
  • No minimum balance
  • No service charges
  • Unlimited check writing
  • Variable interest rate account that earns competitive interest
  • Free VISA® Debit Card
  • Available with a qualifying High Deductible Health Plan (HDHP) – please consult a High Deductible Health Plan provider regarding eligibility and contribution/distribution requirements.
  • Unused funds are retained and not forfeited at year-end as with some flexible spending accounts
  • Fee Schedule