Personal Savings
With rising rates, it's important to make sure you're getting the return you deserve while still maintaining flexibility with your funds. Collegiate Peaks Bank offers a variety of different options to fit within your savings plan. View our rate sheet here.
Insured Cash Sweep Account (ICS)
With an Insured Cash Sweep Account, you can access multi-million dollar FDIC protection with a single bank relationship.
- Competitive rates
- Peace of mind with multi-million dollar protection
- Flexibility with unlimited daily liquidity
- Protection for your financial dreams
Placement of funds through the ICS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits and customer eligibility criteria apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS settlement for a deposit or after ICS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS satisfies those restrictions. ICS and Insured Cash Sweep are registered service marks of IntraFi Network, LLC.