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Personal Savings

With rising rates, it's important to make sure you're getting the return you deserve while still maintaining flexibility with your funds. Collegiate Peaks Bank offers a variety of different options to fit within your savings plan. View our rate sheet here.

Insured Cash Sweep Account (ICS)

With an Insured Cash Sweep Account, you can access multi-million dollar FDIC protection with a single bank relationship. 

  • Competitive rates
  • Peace of mind with multi-million dollar protection
  • Flexibility with unlimited daily liquidity
  • Protection for your financial dreams
Placement of funds through the ICS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits and customer eligibility criteria apply. In the ICS savings option, program withdrawals are limited to six per month. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS settlement for a deposit or after ICS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS satisfies those restrictions. ICS and Insured Cash Sweep are registered service marks of IntraFi Network, LLC.

 
 
 

Personal Savings 

Realize your savings goals with a personal account that offers a competitive interest rate on your balance.

Money Market Accounts

Looking for more from your savings? Get more with a money market account

Certificates of Deposit 

Accounts available with competitive interest rates and a variety of terms to meet your needs.

Health Savings Account

Enables you to pay for qualified current health expenses and save for future medical expenses.

Want to compare these accounts side by side?

Savings Account Comparison

Account Details 

Personal Savings Account

  • No opening deposit required
  • Maintain a $100 minimum balance to avoid low monthly service charge of $2
  • Enjoy unlimited deposits, in-lobby withdrawals and ATM access
  • Withdrawals made by electronic transfer or check are limited to 6 per month
  • Your personal savings account may be insured by the FDIC
  • Have a friend or family member under the age of 18? We offer a FREE savings account for them as well.
  • Link your Personal Savings account to your checking account to cover your overdrafts. We'll transfer from your designated Personal Savings account to avoid any overdraft fees for only $2 per transfer. Sweeps from savings accounts to cover an overdraft are included in the 6 transactions per month.
  • Interest rates may change after opening of account
  • Fees may reduce earnings on individual accounts
  • Fee Schedule 

Money Market Account

  • No opening deposit required
  • Maintain a $2,500 minimum balance to avoid low monthly service charge of $10
  • Enjoy unlimited deposits, in-lobby withdrawals and ATM access
  • Withdrawals made by electronic transfer or check are limited to 6 per month
  • Your money market savings account may be insured by the FDIC
  • Earn a higher return from larger balances with tiered interest rates
  • Interest rates may change after opening of account
  • Fees may reduce earnings
  • Fee Schedule 

Certificates of Deposit 

  • $500 minimum opening deposit
  • Your Certificate of Deposit may be insured by the FDIC
  • Earn a higher return for larger balances
  • Interest rates may change at renewal
  • Penalties may apply for early disclosure

Health Savings Account 

  • No opening deposit
  • No minimum balance
  • No service charges
  • Unlimited check writing
  • Variable interest rate account that earns competitive interest
  • Free VISA® Debit Card
  • Available with a qualifying High Deductible Health Plan (HDHP) – please consult a High Deductible Health Plan provider regarding eligibility and contribution/distribution requirements.
  • Unused funds are retained and not forfeited at year-end as with some flexible spending accounts
  • Fee Schedule