Business Loans
We know you're more than just your balance sheet.
At Collegiate Peaks Bank, our bankers get to know a business's entire picture, from its people to its balance sheet. This relationship gives us more flexibility and more products to help owners chart their next frontier.
Whether you're expanding, purchasing equipment, increasing inventory, hiring more employees, or consolidating debt, a business loan may be the solution to fuel your growth. We proudly serve the Colorado communities of Denver, Buena Vista, Salida, Northern Colorado, Greenwood Village, and Colorado Springs. Visit a branch today to talk to one of our loan officers who are dedicated to helping you manage and grow your business through a variety of small business loans.
Elevation Beer Company owners Carlin Walsh and Christian Koch
Owner-Occupied Commercial Real Estate
Are you ready for relief from rent? Collegiate Peaks Bank can structure an owner-occupied commercial real estate loan so you can acquire or build your own property.* We’ll help you unlock the benefits of owner-occupied properties, including tax deductions,† building equity in an appreciating asset, and the opportunity for a steady stream of lease income. We can also structure these loans to refinance or improve your existing property.
Equipment
Let Collegiate Peaks Bank help your business expand or remodel with a low-rate equipment loan.* Equipment loans are available for the purchase of equipment, such as trucks and machinery, or furniture and fixtures like desks, computers, phone systems or furnishings.
Accounts Receivable & Inventory
Acquiring inventory, selling product and collecting the sales proceeds can be time consuming. Managing this process, known as the cash conversion cycle, is a critical part of your business. Whether you experience rapid cycles with high demand or slower cycles where you need to pay suppliers faster than your inventory sells, a line of credit from Collegiate Peaks Bank can be used to finance your accounts receivable and inventory, providing you the cash flow and peace of mind you need to operate and grow your business in the most efficient way possible.* Ask us about our flexible payment terms and customization options.
Real Estate SBA Loan
Working through the Small Business Administration (SBA), Collegiate Peaks Bank offers a wide range of real estate loans to start-ups or other small businesses that might not otherwise qualify for financing. Through the SBA’s 7(a) term loan and 504 loan programs, businesses can qualify for up to $5 million to fund real estate construction or acquisition.* Collegiate Peaks Bank is an SBA preferred lender, which means we’ve done this a few (thousand) times, so we know how to quickly get you into the right loan to help grow your business.
Non-Real Estate SBA Loan
If your business needs to fund equipment, inventory or working capital, but can’t qualify for a conventional commercial loan, Collegiate Peaks Banks and the Small Business Administration (SBA) can help. Through the SBA’s 7(a) and Cap Line loan programs, your business may qualify for up to $5 million in financing to fund ongoing operations.* Non-real estate SBA loans may also be used to refinance debt, with longer repayment terms and lower interest rates than traditional business loans.
*Subject to credit approval.
† Consult your tax advisor for tax implications.