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Personal Checking

Check us out for value.

When you open a checking account at a bank, you expect great service, dependability and value.  What you don’t expect (or need) are strings attached to your account in order to avoid fees.


At Collegiate Peaks Bank, Totally Free Checking really is FREE! 

Free of minimum balances and hidden weekly, monthly or annual fees.  We also have three great interest-bearing accounts to fit your every need.  Plus, when you open your new account we’ll donate $10 of your choice to a nonprofit organization we are promoting at the time of account opening, to say ‘thank you.’  We'll buy back your unused checks and debit card from another financial institution from you and apply $25.00 to your new account. Open an account today at one of our branches near you.

Totally Free Checking

A free account for everyone! With no minimum balance or monthly service charge.

Easy Interest

A variable interest rate account that earns competitive interest and has no minimum balance or monthly service charge.

50+ Interest Checking

A variable rate account that earns competitive interest, for those 50 and wiser—with no minimum balance, and no monthly service charge!

Premier Interest Checking

Looking to earn more? Simply maintain a balance of $1500 or more to earn a higher variable interest rate. You will still earn a competitive rate even if your balance falls below $1,500 during your statement cycle.

Want to compare these accounts side by side? 

*Every new personal checking account includes:

  • FREE Standard VISA® Debit Card
  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking with Mobile Check Deposit
  • FREE eStatements with online check images
  • FREE Check Images with statements
  • Every new customer allows us to give back a little more. When you open any deposit account, we’ll donate $10 of your choice to a nonprofit organization we are promoting at the time of account opening.
  • Buy back of your unused checks and debit cards from another financial institution


Checking Account Comparison

Account Details

Totally Free Checking 

  • No opening deposit required
  • No minimum balance
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Customer purchases checks
  • Non-Interest bearing account
  • Fee Schedule

Easy Interest Checking

  • No  opening deposit required
  • No minimum balance 
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Customer purchases checks
  • Variable interest rate account that earns competitive interest
  • Fee Schedule

50+ Interest Checking

  • No opening deposit required
  • No minimum balance 
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Variable interest rate account that earns competitive interest
  • One free box of personalized corporate image checks per calendar year.
  • Fee Schedule

Premier Interest Checking 

(Our highest interest checking account)

  • No opening deposit required
  • $1,500 minimum balance 
  • $6 Monthly Service Charge if balance drops below $1,500 during your statement cycle
  • Unlimited Check Writing
  • Variable interest rate account that earns a higher interest rate if the balance is above $1,500
  • One free box of personalized corporate image checks per calendar year
  • Fee Schedule 



*Unless specified otherwise, customer purchases checks. Other fees such as overdraft, continuous overdraft, etc. may apply. See fee schedule for details. $25 for checks and debit cards from another financial institution.  Your account will be credited at the time the checks/debit cards are presented.  Every new customer allows us to give back a little more. When you open any deposit account, we’ll donate $10 of your choice to a nonprofit organization we are promoting at the time of account opening. Ask us for details. Bank rules and regulations apply.
 
 
 
Proudly serving the Colorado communities of Denver, Buena Vista, Salida and Greenwood Village.