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Business Checking

When it comes to free checking, we’re all business.

One of the keys to running a successful business is keeping profits up and costs down. One of our business checking accounts is a great place to start. Our hard-working accounts offer all the services your business needs, whether you’re expanding or just starting out.

luteck

Two generations of Lutek Shading Solutions’s Ralston family with Kris Greeno of Collegiate Peaks Bank

Free business checking is just one of the services we offer Collegiate Peaks Bank business customers.  Contact us today to learn more or get started. 


Welcome to Our Enhanced Business Checking Accounts

Totally Free Business Checking

A free account with all the essentials! No minimum balance or monthly service charge.

Simply Business Checking

For the larger business with moderate account activity and additional services!

Commercial Checking

Our Treasury Management team will design a solution for you!

Want to compare these accounts side by side?

Every new Business Checking account comes with:


  • FREE VISA® Debit Card
  • FREE Basic Online Banking & Bill Pay
  • FREE eStatements
  • Every new customer allows us to give back a little more. When you open any deposit account, we’ll donate $10 of your choice to a nonprofit organization we are promoting at the time of account opening.
Plus, we will buy back your unused checks and debit cards from another financial institution.  


Checking Account Comparison

Account Details

Totally Free Business Checking

  • 200 FREE items per statement cycle
  • No minimum balance
  • No monthly service charge
  • Up to $10,000 per statement cycle FREE in coin and currency deposits or withdrawals, including change orders

Simply Business Checking

  • No minimum balance
  • Up to 500 FREE items per statement cycle
  • Up to $10,000 per statement cycle FREE in coin and currency deposits or withdrawals, including change orders
  • Excess item and cash over limit fees apply

Commercial Checking

  • Eligible for earnings credit from deposit balances which may offset monthly service charge
  • Standard fees include: Monthly maintenance fee, deposit protection assessment fee plus account activity fees for debits, credits, deposited checks, cash, and coin
  • Business Online Banking with customized Treasury Management Solutions available
  • Other fees may apply as additional service are selected.


Items include all debits, credits, and deposited items.  If the account exceeds the free items per statement cycle, $10,000 in coin and currency deposits or withdrawals per statement cycle, including change orders, or requires additional regulatory oversight, the Totally Free Business account may be changed to Simply Business Checking and Simply Business Checking may be changed to Commercial Checking both of which include additional fees. 

Unless specified otherwise, customer purchases checks. Other fees such as overdraft, continuous overdraft, etc. may apply. See fee schedule for details.  $25 for checks and debit cards from another financial institution. Your account will be credited at the time checks/debit cards are presented. Free gift provided at the time of account opening. Ask us for details. Bank rules and regulations apply.


Please have the following available to open your account:

Sole Proprietor/DBA

Partnership


Corporation

 

Limited Liability Company (LLC)

Organizations and Associations

  • Assumed name verification
  • Certificate of Trade Name if applicable
  • Valid photo ID of proprietor required: Unexpired; Government-issued; Bearing a photograph
  • Name of Business
  • Principal place of business, local office or other physical location
  •  Letter from IRS awarding EIN
  • Partnership Agreement
  • Trade Name Registration if applicable
  •  Letter from IRS awarding EIN
  • Bylaws or Corporate Minutes identifying officers
  • Certificate of Good Standing
  • Trade Name Registration if applicable
  •  Letter from IRS awarding EIN
  • Articles of Organization
  • Trade Name Registration if applicable
  • Certificate of Good Standing Operating Agreement
  •  EIN/TIN of Organization or Association
  • Minutes where signatories were named
  • Official Roster showing officer/member list with addresses and phone numbers
  • Valid Photo ID of the person(s) opening the account required: Unexpired; Government-Issued; Bearing a photograph
Additional documents and/or state registration may also be required. Contact your Collegiate Peaks Bank Personal Banker and/or New Accounts Representative for further information.
 

Proudly serving the Colorado communities of Denver, Buena Vista, Salida, Greenwood Village, and Colorado Springs.