With ACH Origination you can create electronic payments and deposits.  These transactions can either be debits or credits.  Example of these transactions: 

Payroll Benefits

Direct deposit makes payday simple for your employees. No more heading out to deposit or cash their paychecks – It’s already in their accounts.

• Because there is only one debit to your business account at end of the month, there are no payroll checks for your accounting department to reconcile
• Your business will use far fewer checks, and you no longer need to sign all of those paychecks
• You won’t need to reissue checks or place stop payments on lost payroll checks 

ACH Debit Payments

Examples of recurring payments could include monthly utilities, fitness club dues or other memberships, property management fees, donations, and other continuing payments.

• Your payments arrive on their due dates
• You have immediate access to funds
• Eliminates the need to send out additional notices or pay collection fees 

Vendor Payments

ACH Origination can also be used to pay your bills to other third parties such as vendors and suppliers or customers. It eliminates paper checks and provides a more efficient way to manage bill payments. 

With Wire Transfers you can electronically send funds while still maintaining the efficiencies associated with the fast and secure movement of money.  

• You can send both domestic and international wires
• You can initiate domestic wires online with dual control availability, giving your business the opportunity to separate authority.

 For more wire transfer information click here

•  Supports desktop/TWAIN scanners of up to 190 documents per minute
     No software to install (other than scanner drivers)
• Supports more than 80 billing and accounting systems
• With advanced character recognition, reads and stores amounts, endorses checks, and saves selected identifiers from the coupons – whether freeform, handwritten, barcode, or OCR – significantly reducing errors generated through manual entry
• With an intuitive user interface, users are clicks away from scanning, entry, balancing, depositing, and exporting to virtually any billing system directly from their internet browser
  

• Track payment history and account balances
• Set up and manage recurring payments
• Make person-to-person and bank-to-bank payments
• Pay individuals electronically by simply sending them an email/text message
• Receive alerts when bills are due via text, email, or both
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• Faster Delivery - you have access to your statements online as soon as they are available, not when the postal worker delivers them, 
• Digital Statement History - You'll have access to your statements online for up to 18 months.  Your eStatements are in PDF format, so you can easily save or print them. 
• Flexibility - Have some accounts you still want delivered to your mailbox each month?  With eStatements you have the ability to pick and choose which accounts  you would like to view digitally. 
• Lower Risk of ID Theft - Reduce the risk with no more paper statements sitting in your mailbox.  Online Statements are protected and encrypted on your online banking platform.