Thursday, April 24, 2014
 
Personal Savings and Investment

Community banking, means providing the products and services your business expects.

All depositors are insured by the FDIC to at least $250,000

Regular Savings Account

Our Regular Savings Account is a classic investment tool for all ages that earns interest without high balance requirements. You can make three withdrawals a month without a charge, and your account earns a competitive interest rate.

  • Minimum deposit to open $100.00
  • Minimum daily balance required to avoid quarterly service charge
  • Interest accrues on collected balances

Minor Savings Account

A Minor Savings Account helps to educate your minor children on the importance of money management and provides a helpful tool assist them to advance from beginning savings to money management. Minors are eligible until the age of 17.

  • No minimum deposit requirement
  • No minimum balance requirement
  • No monthly service fee
  • Three withdrawals a month with no transaction fee                                                                                                   

Money Market Account

Our Money Market Account provides you with the best of both worlds, immediate access to your money and check writing capability and you will earn competitive interest rates on your balances.

  • Minimum deposit to open $100.00 
  • Monthly minimum balance required to avoid a monthly maintenance fee 
  • Interest accrues on collected balances
  • Withdrawals: Six (6) total withdrawals, six (6) of which may be by check or third-party withdrawal.
  • A fee applies for each debit in excess of six per statement cycle.
  • Unlimited lobby, drive up or ATM withdrawals are permitted.

Individual Retirement Account (IRA)

Individual Retirement Account (IRA) Individuals less than the age of 70 ½ for the entire tax year with compensation are eligible to establish a Collegiate Peaks Bank traditional IRA. Interest accrues on collected balances.
Certificates of Deposits (CD)

You get the security of a savings account while earning higher yields when you leave your money in for a fixed period of time. The minimum deposit is $1,000 and no monthly service fees are charged. Our CD's provide you with flexible terms that range from 3 to 36 months – you choose the terms that fits your investment need.

For more information or to speak with a banker, visit us at any of our bank locations

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